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After many years of speculation, we finally got an NFC chip in the iPhone. Apple had an obvious reason to wait to introduce it, because without a payment system it would be just another feature on the list. Apple Pay is definitely a compelling reason to include NFC in your phone. Thanks to this payment system that is due next year extend even outside the United States, users will be able to pay by phone instead of a credit card. The pursuit of a similar system is nothing new, but so far no one has been able to come up with a truly successful system that would receive widespread support from banks and merchants.

NFC has other uses in addition to contactless payments, but these will not yet be available in the iPhone 6 and iPhone 6 Plus. An Apple spokeswoman confirmed the server Cult of Mac, that the chip will be used exclusively for Apple Pay. It is reminiscent of the situation with Touch ID, where the fingerprint reader was only available to unlock the device and confirm purchases in the App Store, third-party developers did not have access to the relevant APIs. However, that changed a year later and everyone can now integrate Touch ID into their apps as an alternative to entering a regular password.

In fact, the NFC of the iPhone already has a wider use in its current form, Apple demonstrated it for example as a way to open a hotel room, even if only in the devices of selected partners. As it turned out, the specific NFC chip that Apple uses allows access to its driver and therefore theoretical use by other applications or services, so it will only depend on Apple whether it provides the appropriate API at the next WWDC.

NFC can be used, for example, to quickly pair Bluetooth devices, after all, for example, JBL or Harman Kardon portable speakers already offer this function. Another option is the use of special tags that can transfer various information to the phone and vice versa. However, I don't hold out too much hope for transferring files between phones, AirDrop is a better alternative in this case.

Source: Cult of Mac
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